Sunday, April 27, 2008

Low APR Gas Cash Back Discover Card

We can assume everyone purchases gas on a weekly basis right? Well why not use a Low APR credit card that gets cashback on your weekly gas purchases. With gas prices rising, this can help improve your cost per gallon by getting cashback when using the low APR credit card. Apply for the Discover® Open Road Card today! link goes direct to application

Discover offers a cashback rewards card on purchases made on gasoline. Earn unlimited cash rewards on all purchases. Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually. You are going to by gas no matter what.. Why not use a Low APR Credit Card and get cashback from buying something you have to buy anyways. To make this deal go in your favor, make sure you pay the balance off on your LOW APR CREDIT CARD each month.

Thursday, April 10, 2008

Low APR Credit Card Tip




The Perfect Alternative to a Checking Account!


Here is a great way to earn more interest on your checking/savings account. Instead of paying your bills each month out of your checking/savings account, use your low APR credit card. This way your cash is earning interest all month long. Then at the end of the month pay your low APR credit card in full.

To get an even better deal on this, get a low APR credit card that also offers cashback or points. Imagine getting 1% cashback just for paying your bills every month. So by using your low APR credit card you can get cashback for paying your bills, and you get more interest because your money is in your checking/savings account longer!

There are many ways low APR credit cards can help improve your life, if used responsibly.

Monday, April 7, 2008

WAMU low APR Credit Card review




So now that we have gone over the pre-search for a low APR credit card, we can finally start looking at some low APR deals.
This low APR credit card offered by WAMU is a great deal. To start with, you get 0 APR credit card for 6 months.
With this low APR credit card you also earn points for purchases. You get 2500 bonus points just for signing up for the 0 APR credit card! If you are a sports fan, this deal gets even sweeter for you. If you use the low APR credit card at an ESPN store you get extra points.
This low APR credit card also offers balance transfers with a 0 APR.
The most important thing to remember when getting a credit card to benefit from the low APR is to have a plan. If you are going to do a balance transfer to the new low APR credit card, get as much paid off during the low APR credit card term.
If you plan on using the new low APR credit card to rank up points during the low APR term, make sure you can get it paid off in a timely fashion.
Check out WAMU's low APR credit card offer website by clicking on the image above. Read all the fine print and know what you are getting into with the low APR credit card, AND HAVE A PLAN!
See you tomorrow....

Sunday, April 6, 2008

Before Searching for a Low APR Credit Card

Before you begin to search for a new Low APR credit card there are very important details you need to look for.

- Will the low APR credit card rate expire?
- If so, what will be the new APR rate?

- Does the new Low APR credit card participate in Universal Default?
- If you do not know what this is, then do a search for it... you will be surprised.

- When you pay the low APR credit card payment late, will the APR jump to 25%?

- Does the low APR credit card have a yearly fee you will have to pay?

Those are just a fee of the details you will need to pay close attention to while searching for a low APR credit card. Check back tomorrow for more details on a low APR credit card offer.